Whether you rent an apartment or a house or own a condominium, if you call it home it’s more than just a place to live – it’s where you surround yourself with the comforts that reflect your personal style.
Personal property, such as jewelry, guns, computers and other valuables, have special coverage limits, which can be customized to fit your individual needs. Should your residence become unlivable because of a covered loss, your increased expenses are covered while you wait for repairs or relocate.
Our home, renters, and condominium insurance protects you against many hazards, including fire, smoke, lightning, theft, vandalism and windstorms.
As a policyholder you also receive extra protection for medical payments to others, legal defense and coverage for your obligations if you are legally responsible to pay for injury or damage to someone else’s property.
Condominium owners can get coverage for appliances, interior walls and fixtures, or property which your association requires you to insure. There is also coverage for your share of loss assessments from your condominium association. We replace covered property with new items, rather than the depreciated value.**
*Up to the limits in your policy
**Replacement cost coverage is optional for renters or tenants policies.