There’s no disputing that accidents happen. And while having primary insurance is certainly a must-have to safeguard against losses, there may be more you need to consider. Every day large financial judgments are awarded in accident cases. What would you do if a legal judgment against you was greater than your primary insurance limits This type of judgment could involve attachments to assets such as your home, car or boat. It could even involve your paychecks, savings and investments, including stocks, bonds and mutual funds.
To help further safeguard your property and finances, AMERICAN NATIONAL offers personal umbrella insurance. You can choose up to $5 million in additional coverage over your primary limits in the event of:
*Requirements may vary by state*
$250,000/$500,000 bodily injury and $100,000 property damage
$300,000 comprehensive personal liability or homeowners
$300,000 watercraft liability
Rental Owners Liability
$300,000 up to four locations (not to exceed four units per location), total of eight units